Strategic Lending. Swiss Precision.

Private Credit by Swiss Prime Capital

We connect capital with opportunity. Backed by Swiss-accredited banks, our private credit offering lets clients participate in curated, high-yield lending strategies — with Swiss Prime Capital at the helm of fund structure, asset allocation, and risk oversight.

What is Private Credit?

Private credit is a form of lending that happens outside traditional banks. Instead of going through public markets or institutions, borrowers receive funding directly from private investors or specialized funds. These loans are tailored, negotiated privately, and typically offer higher returns than regular bonds or savings products.

Private credit is popular among experienced investors because it combines attractive yield potential with lower volatility. It's used to fund business growth, acquisitions, or refinancing — all while giving investors access to real economic value, not just market speculation.

Private Credit vs. Private Debt — What's the Difference?

While the two terms often overlap, they reflect different sides of the same process. Private credit is the term used from the investor's perspective — it refers to the opportunity to lend money and earn interest in a private, structured way. Private debt, on the other hand, is how the borrower sees it — it represents a financial obligation they take on, usually outside the public bond market or bank loans.

In practice, both terms describe the same activity: private lending. But when you read "private credit," think about returns and investment strategy. When you see "private debt," think about financing and capital structure.

Empowered by Edelweiss AI

At Swiss Prime Capital, we go beyond traditional credit analysis. Our proprietary Edelweiss AI gives us a powerful edge in identifying, assessing, and optimizing private credit opportunities.

Edelweiss AI continuously processes market data, borrower profiles, sector-specific trends, and macroeconomic signals to enhance:

  • Risk Assessment – Our AI spots potential defaults, liquidity risks, and market shifts before they impact your portfolio.

  • Yield Optimization – By simulating scenarios and pricing strategies, Edelweiss AI helps us structure deals that maximize potential returns without compromising stability.

  • Borrower Selection – We use machine learning to flag the most promising lending candidates based on historical performance, industry positioning, and real-time data inputs.

  • Dynamic Strategy Adjustments – Edelweiss AI monitors the market 24/7, helping us recalibrate allocations when conditions change — keeping your investments agile and future-ready.

The result? Smarter decisions, better outcomes, and a more transparent investment experience — all backed by intelligent systems and human expertise.

Our Role: Advisory with Integrity

At Swiss Prime Capital, we don't hold or manage your funds directly — and that's exactly our strength. Instead, we act as your strategic advisor and intermediary, guiding your capital into high-quality private credit opportunities, while custody and compliance are handled by a Swiss-accredited bank.

We are in the driver’s seat when it comes to:

  • Structuring the fund composition

  • Selecting and evaluating borrowers

  • Defining the lending strategy

  • Managing risk exposure and portfolio balance

All investments are made under your name and held securely at a Swiss-regulated financial institution. You remain in control, while we provide the expertise, structure, and strategic vision.

We don’t earn from hidden spreads or vague fees. Our income comes solely from transparent, performance-based commissions — meaning our success is tied directly to yours.

We believe in smart lending, Swiss precision, and absolute alignment with our clients.

Why Choose Swiss Prime Capital for Private Credit?

🔷 Swiss Foundation, Global Vision
Headquartered in Lausanne, we blend deep Swiss financial discipline with bold, international market thinking. We curate private credit opportunities that are both secure and performance-driven.

🔷 Expert-Led Strategy
You benefit from a team of financial professionals who craft each credit structure with care, based on solid fundamentals, real borrower evaluation, and forward-looking market insights.

🔷 Independent, Transparent, Aligned
We work independently of banks or institutional lenders — and always in your interest. No double fees, no product pushing, just strategic lending tailored to you.

🔷 Swiss Bank Custody
Your funds are always held by a regulated, accredited Swiss bank — ensuring compliance, security, and peace of mind.

🔷 Flexible, Commission-Based Model
We are not asset managers. We are partners. You know what you pay, and you pay for results. Simple, fair, and aligned with your goals.

We partner exclusively with FINMA-accredited Swiss banks and ensure all lending complies with Swiss regulations, tax law, and anti-money laundering protocols. You benefit from discretion, legal clarity, and peace of mind.

Security & Compliance

  • High-net-worth individuals seeking portfolio diversification

  • Family offices and private trusts

  • Institutional investors and pension funds

  • Business owners and entrepreneurs seeking low-volatility yield

  • Venture capital investors looking to balance equity risk

  • High-profile private investors with tailored allocation needs

  • Wealth management and private banking clients

  • Foundations and long-term endowment managers

  • Strategic partners in finance or fintech

  • Forward-thinking professionals ready to explore private markets

Investor Profiles We Serve

Our private credit solutions are designed for discerning investors seeking strategic, stable, and personalized lending exposure. We proudly serve: